:root{--ink:#102226;--muted:#56676b;--paper:#f7faf9;--white:#fff;--accent:#0b6b62;--accent2:#dff2ee;--line:#dbe6e3;--warm:#f4efe8;--max:1140px}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.62}a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.header-inner{max-width:var(--max);margin:auto;padding:14px 22px;display:flex;align-items:center;gap:28px}.brand{font-weight:800;color:var(--ink);text-decoration:none;font-size:18px;line-height:1.1;max-width:260px}.main-nav{display:flex;align-items:center;gap:18px;margin-left:auto;font-size:14px}.main-nav a{text-decoration:none;color:var(--ink)}.nav-call{background:var(--accent);color:white!important;padding:10px 14px;border-radius:999px;font-weight:700}
main{max-width:var(--max);margin:auto;padding:28px 22px 70px}.breadcrumbs{font-size:13px;color:var(--muted);display:flex;gap:8px;margin:8px 0 28px}.hero,.split{display:grid;grid-template-columns:1.45fr .8fr;gap:38px;align-items:center;padding:52px 0}.hero h1,.article-hero h1{font-size:clamp(40px,6vw,72px);line-height:.98;letter-spacing:-.04em;margin:.25em 0}.article-hero{max-width:860px;padding:48px 0 24px}.article-hero h1{font-size:clamp(38px,5vw,64px)}.lede{font-size:21px;color:#385056;max-width:820px}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:12px;color:var(--accent)}.hero-panel{background:var(--warm);padding:32px;border-radius:26px}.icon-mark{width:62px;height:62px;border-radius:18px;background:var(--accent);color:white;display:grid;place-items:center;font-weight:900;font-size:22px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.btn{display:inline-block;padding:14px 20px;border-radius:12px;text-decoration:none;font-weight:800}.btn-primary{background:var(--accent);color:white}.btn-secondary{background:white;color:var(--ink);border:1px solid var(--line)}.micro{font-size:13px;color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);border-radius:18px;padding:24px;text-decoration:none;color:var(--ink)}.card h2,.card h3{margin-top:0}.card a{font-weight:700}.split{margin-top:38px}.checklist{background:var(--accent2);padding:26px;border-radius:18px}.checklist a{display:block;padding:10px 0;border-top:1px solid #c8e3de;text-decoration:none;font-weight:700}.prose{max-width:820px;font-size:18px}.prose h2{font-size:30px;line-height:1.15;margin-top:42px}.prose li{margin:8px 0}.steps{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.steps div{display:flex;gap:12px;background:white;border:1px solid var(--line);padding:16px;border-radius:12px}.steps span{width:28px;height:28px;display:grid;place-items:center;background:var(--accent);color:white;border-radius:50%;font-weight:800}.steps p{margin:0}.cta-box{margin:56px 0;background:var(--accent);color:white;padding:34px;border-radius:24px;display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-box .eyebrow{color:#bfe5df}.cta-box .btn{background:white;color:var(--accent);white-space:nowrap}.related{margin-top:50px}.site-footer{background:#0d1d20;color:#cfe0dd}.footer-inner{max-width:var(--max);margin:auto;padding:38px 22px}.footer-inner a{color:white}.disclaimer{font-size:13px;color:#9db3af;max-width:800px}.sticky-call{display:none}
@media(max-width:850px){.main-nav a:not(.nav-call){display:none}.brand{font-size:16px}.hero,.split{grid-template-columns:1fr;padding:34px 0}.grid3{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.cta-box{align-items:flex-start;flex-direction:column}.sticky-call{display:block;position:fixed;bottom:14px;left:14px;right:14px;z-index:50;background:var(--accent);color:#fff;text-align:center;padding:15px;border-radius:14px;text-decoration:none;font-weight:900;box-shadow:0 10px 28px rgba(0,0,0,.2)}main{padding-bottom:95px}.nav-call{display:none!important}}